exactly how does this work?

so, i run across this celebrity slideshow of people who have various body parts insured. and one of them is tom jones, who has his chest hair insured to the tune of $7 mil.

i don’t get it. what has to happen to his chest hair that he’d get 7 mil? someone could shave it off in the night? he’d get in a car accident where there’d be a fire? he’d have a surgery where they’d shave it? i mean, especially when it comes to chest hair (vs. legs or something), it just seems like that’s a little volatile. not to mention, grows back. i can’t imagine what that insurance rider looks like or how they determine a payout sitch.

??? weird.

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